Feeling overwhelmed by your financial goals, unsure how to prioritise, or anxious you’re “doing it wrong”? You’re not alone, and you’re exactly where you need to be.
Whether you’re earning well but not progressing, juggling competing goals, or unsure how to prepare for retirement, working with a money coach can bring direction, structure, and peace of mind.
As your Wealth and Money Coach, I help you transform financial overwhelm into confident action. With personalised financial coaching tailored to your lifestyle, goals, and values, you’ll finally feel in control of your money and excited about your future.
Why David Is More Than Just a Financial or Investment Coach: He’s a True Wealth Coach
When you’re looking for support on your money journey, it’s easy to get lost in titles like financial coach, investment coach or wealth coach. While they may sound similar, each plays a different role. David Parry is a Wealth Coach, and that distinction matters.
What Sets a Wealth Coach Apart
Unlike a financial coach, who typically focuses on budgeting, debt reduction, and basic money habits, or an investment coach, who zeroes in on stocks, portfolios, and asset classes, a Wealth Coach looks at the full picture, not just your money, but your mindset, vision, and lifestyle goals.
David’s Approach as a Wealth Mentor
1. Holistic strategy
David helps you align your finances with your life’s purpose, values, and long-term aspirations, not just short-term gains.
2. Beyond numbers
He teaches you how to build, grow, and keep wealth across every stage of life, covering income growth, legacy planning, business coaching, and more.
3. Mindset mastery
True wealth isn’t just what you earn, it’s how you think. David integrates mindset coaching to break through limiting beliefs and unlock financial potential.
4. Independent guidance
Unlike many investment coaches tied to products or commissions, David offers unbiased advice designed solely around your success.
Why This Matters
Working with David isn’t just about improving your bank balance; it’s about transforming your financial future. Whether you’re a small business owner, a working professional, or planning early retirement, David’s wealth coaching empowers you to think bigger and work towards financial freedom.
Money Beliefs That May Be Holding You Back
You may not even realise how your mindset is affecting your finances. People often fall into one of these patterns:
- Avoiders: You push money away or avoid managing it, believing it causes problems or doesn’t align with your values
- Chasers: You’re always trying to earn more, hoping money will finally bring security or respect
- Accumulators with fear: You have money but still feel poor, afraid it’s never enough
The right financial coaching helps you identify and shift these patterns so you can build a healthier, more empowered relationship with your finances.
Common Challenges You May Be Facing
Let’s face it. Personal finance can be confusing and stressful. You might be:
- Struggling to make progress despite earning well
- Unsure whether to prioritise saving, investing, or buying property
- Feeling stuck in analysis paralysis when it comes to money decisions
- Worried about making costly financial mistakes
- Earning well but still feeling behind financially
- Unsure how to plan for retirement without a clear strategy
- Struggling with spending habits despite good intentions
- Worried about supporting your family or your children’s future
- Trying to effectively separate your business and personal finances
That’s where an experienced money coach can help. With guidance tailored to your life, the path forward becomes not only clearer but also more achievable.
Your Wealth Journey – A Clear Process That Works
Here’s how I help you go from confusion to direction:
Step 1: Discovery Call
We talk about your goals, lifestyle, and financial concerns. No jargon, no judgment. Just a relaxed, empowering conversation.
Step 2: Strategy Session
I evaluate your current financial position and create a custom roadmap to help you grow and protect your wealth.
Step 3: Action Plan
Once we’re aligned, I help you implement the right steps, from budgeting to borrowing, investing to insuring.
Step 4: Ongoing Support
I check in regularly, track your progress, and fine-tune your strategy as life evolves.
Step 5: Financial Empowerment
With every step, I equip you with the tools and knowledge to confidently manage your money now and in the future.
Who Can Benefit from Wealth Coaching?
Wealth coaching isn’t just for the ultra-wealthy. It’s designed for real people with real goals. If any of these sound like you, we may be a great fit:
- Business owners – You want to grow your business, manage cash flow, and create wealth beyond your company.
- Professionals earning a solid income – You’re doing well but still feel unclear about where your money’s going or how to optimise it.
- Overspenders or emotional spenders – You want accountability, better habits, and to stop the guilt cycle.
- Families building generational wealth – You need support planning your legacy, teaching kids about money, or navigating family finances.
- People facing life transitions – You may be planning for a baby, buying a home, retiring early, or changing careers, and need financial clarity to move forward.
What to Expect When Working With Me
You’ll never be talked down to or sold something you don’t need. Every conversation is relaxed, personalised, and free from judgment. Whether we meet online or in person, you’ll walk away feeling clear, confident, and supported.
Expect:
- Friendly, no-jargon conversations
- Strategies based on your lifestyle and goals
- A mix of practical tools and mindset support
- Regular check-ins and flexible sessions
- Total confidentiality and independence
Wealth Coaching vs. Wealth Management: What’s the Difference?
A Wealth Coach helps you build financial clarity, long-term strategy, and emotional confidence around money. You’ll get support with decision-making, behaviour change, and financial planning that fits your life.
A wealth manager, by contrast, often focuses on managing your investments and assets, and may sell financial products. Many clients choose coaching to get clear before, or alongside professional wealth management.
What Skills Should a Great Wealth Coach Have?
Choosing the right coach is about more than qualifications. Look for someone who:
- Listens deeply and understands your life stage
- Offers independent, product-free guidance
- Has strong financial literacy and people skills
- Combines mindset coaching with strategic planning
- Works with clients in similar situations to yours
- Offers a structured process but stays flexible
Ready to Take Control of Your Financial Future?
You’ve made it this far because something is calling for change. Maybe it’s the stress of unclear priorities, the pressure of juggling multiple goals, or the quiet voice reminding you it’s time to finally get serious about your money.
Whatever brought you here, know this: You don’t have to figure it out alone.
With the right guidance, whether through financial coaching, a trusted money coach or a holistic wealth mentor, you can move forward with confidence. This is your chance to build clarity, create momentum, and shape a financial future that actually fits your life.
Book your free discovery call today and take the first step toward making your income work harder, more intentionally, and with purpose.
Frequently Asked Questions
How much does a money coach cost?
A money coach in Australia can charge anywhere from $150 to $400 per session, with full programs ranging between $500 and $3,000+. Some offer free discovery calls, and pricing often depends on experience and service depth. The real value lies in the clarity, confidence, and financial progress you gain from the coaching process.
Is a financial coach worth it?
Absolutely. A financial coach may support you in building better budgeting skills, managing everyday spending, saving more consistently, and handling debt with greater confidence. They provide guidance, accountability and education, especially if you want to build strong financial foundations without being sold financial products.
Is it worth paying a wealth manager?
Yes, especially if you’re looking to build and protect wealth over the long term. A wealth manager often takes a broader view, covering areas like superannuation, tax strategy, property, and retirement. If you want personalised advice and a strategic financial partner, it may be worth exploring.
Is a wealth coach the same as a financial adviser?
Not quite. Financial advisers are often licensed to sell financial products or manage investments. A wealth coach offers independent guidance focused on mindset, financial strategy, behaviour change, and long-term empowerment. The goal is to help you develop a plan that fits your life, not someone else’s agenda.
How do I know if wealth coaching is right for me?
If you’re feeling overwhelmed, unclear about your next financial step, or want to align your money with your life goals, a wealth coach can help. It’s especially effective if you want support with decision-making, behaviour change, and building a strong, values-based financial foundation.
What are the most common budgeting rules?
Popular budgeting frameworks include:
- 50/30/20 rule – 50% for needs, 30% for wants, 20% for savings or debt
- 70/20/10 rule – 70% for living expenses, 20% for saving, 10% for giving
- 40/30/30 rule – 40% essentials, 30% lifestyle, 30% wealth creation
Zero-based budgeting – Assign every dollar a role so income minus expenses equals zero
These frameworks help you stay intentional and consistent with your money.
What is the 10% rule for wealth?
The 10% rule suggests putting aside a tenth of your income for saving or investing before covering any other expenses. It’s a simple but powerful habit for building long-term financial independence.
What is the 10X rule in money?
Popularised by Grant Cardone, the 10X rule encourages setting goals ten times bigger than you think is possible, then taking massive action to reach them. It’s more of a mindset tool than a budgeting framework.
What is the Rule of 72?
This rule helps you calculate how many years it may take for your investment to double in value. Simply divide 72 by your expected annual return. For example, at an 8% return, your investment may double in 9 years (72 ÷ 8 = 9).
What is the 4% rule for retirement?
The 4% rule suggests you can withdraw 4% of your retirement savings each year, so it may last about 30 years. It’s a commonly used guide for sustainable retirement planning.
What is the number one rule of money?
Spend less than you earn. It’s a timeless principle and the foundation of financial success.
